The past few years has seen digital currencies make a big splash – from Libra/Diem and private stablecoins like USDC and Tether to central banks around the world exploring digital versions of their own fiat currencies. There are, however, a lot of questions around barriers to adoption and critical attributes that remain. Citi’s Head of Digital Assets, Ryan Rugg, spoke on a Sibos panel about the growing momentum for digital money and her views on this evolution as a point in history.