Commercial banks could play a variety of roles in driving the adoption of retail digital currencies by consumers and businesses, according to Daniel Szmukler, Director and Head of Innovation, Member Relations and Strategic Engagement for the Euro Banking Association. Understanding which services related to CBDCs, such as the #digitaleuro, they want to provide, and the cost structure related to that will be essential for banks if they want to make the most of this opportunity, Szmukler tells Aerial View.